How to Prepare to Purchase a House 1. Know Your Budget Before looking at homes, understand: Monthly income Monthly expenses Debt obligations What monthly payment feels comfortable Remember: Your payment may include:
Home Maintenance Checklist:
Monthly & Yearly
Owning a home is one of the biggest investments you'll ever make. Staying on top of routine
maintenance can help protect your home's value, prevent costly repairs, and keep everything running smoothly.
Monthly
Maintenance
Every 3-6 Months
Yearly Maintenance
Schedule HVAC
service before heating and cooling seasons.
Have your roof
inspected for damaged or missing shingles.
Clean and inspect gutters and downspouts.
Inspect your chimney and fireplace (if applicable).
Check your home's foundation for cracks or drainage issues.
-Pressure wash siding, decks, and driveways. -Reseal decks, fences, or concrete as needed. -Inspect windows and doors for weather stripping and drafts -Test your sump pump (if you have one).
Review your
Homeowners insurance coverage.
• Check your home's emergency kit and replace expired supplies.
A little maintenance throughout the year can save thousands of dollars in future repairs and help your home remain safe, comfortable, and valuable for years to come.
How to Prepare to Purchase a House 1. Know Your Budget Before looking at homes, understand: Monthly income Monthly expenses Debt obligations What monthly payment feels comfortable Remember: Your payment may include:
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Guide to Buying a Home Buying a home is exciting, and being prepared can make the process much smoother. Use this checklist to stay organized from start to finish. Before You Start Looking Check your credit score and review your credit
How to Prepare to Purchase a House 1. Know Your Budget Before looking at homes, understand: Monthly income Monthly expenses Debt obligations What monthly payment feels comfortable Remember: Your payment may include:
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